For most of us, the end of the financial year means getting our tax affairs in order, but If you have a health fund that covers dental expenses, it’s a good idea to make sure you’re taking advantage of those benefits in case they expire on June 30.
Using your health fund benefits for dental care is important to maintaining good oral health. Regular check-ups, cleanings, and necessary treatments can prevent more serious dental problems down the road, such as cavities, gum disease, and even tooth loss. In addition, addressing dental issues early on can save you from costly and time-consuming treatments in the future.
Why use the benefits before June 30?
Use them or lose them
One of the main reasons to use your health fund benefits before the end of the financial year is to avoid losing any unused benefits. Many health funds have annual limits on the amount you can claim for dental services, and any unused benefits typically don’t roll over into the next financial year. That means if your health fund annual limits expire on June 30 and you haven’t used up your dental benefits then, you’ll lose them.
Take advantage of discounts
Another reason to use your health fund benefits before the end of the financial year is to take advantage of any incentives or discounts that your health fund may offer. Some health funds provide extra benefits or discounts for using your dental benefits before the end of the financial year, so it’s worth checking with your provider to see if you can save money or earn rewards.
If you’re not sure what dental services are covered by your health fund, it’s important to check your policy details or speak to your health fund directly. Depending on your level of extras cover, most health funds cover basic dental services such as check-ups, cleanings, and fillings, but coverage for more complex procedures such as root canals or orthodontics may vary under major dental cover.
Make the most of your cover
Understanding which services are covered and how much you can claim can help you plan your dental care and make the most of your benefits. Don’t hesitate to chat to the friendly team at North Sydney Dental Practice to get a quote and item numbers so you can get in touch with your health fund to check your level of cover and get an estimate for your out of pocket expenses for more complex dental procedures.
Unsure if your health fund resets in the financial or calendar year? There are simple ways to check, or you can simply get in touch with your provider and review your policy inclusions at the same time to make sure you’re using the most of your dental benefits to keep on top of your oral hygiene.
So why not book an appointment with North Sydney Dental Practice today and make sure you’re using up those benefits before they expire?